Digit Car Insurance

Digit Car Insurance

Digit car insurance, one of the most reliable general insurance providers in India, is the preferred choice of the customers owing to its seamless self-inspection and motor claim policy. 

Headquartered in Bengaluru, Digit car insurance is a reputed online platform providing a wide range of general insurance products and services. Digit car insurance is backed by Fairfax Financials, an insurance company based in Toronto, Canada.

Digit car insurance has set a record of settling approximately 87% of its claims within 24 hours. Digit car insurance has also partnered with PayTM, Amazon, Tanishq, Flipkart, Thomas Cook, etc.

With Digit car insurance, avail comprehensive car insurance policy, standalone own-damage car insurance policy, or third party insurance at a very competitive or affordable premium online.

Digit car insurance provides you the freedom of customizing your insured declared value along with several add ons as per your requirements.

Digit car insurance is popular for quick smartphone-enabled online processing of the new insurance policy, renewal, or claim settlement. Digit car insurance provides wider coverage to the insured. 

Digit car insurance offers various customer-friendly services like cashless repairs, fast claim settlement, 24/7 customer support, no claim bonus, etc.

Advantages of Digit car Insurance

Network of 5800 plus garages across the nation

24/7 emergency assistance and customer support

Facility to avail unlimited claims

Fast claim settlement

Cashless claim facility

Smartphone enabled self-inspection and claim settlement process

Door-step pickup and repair

What is Covered in Digit Car Insurance


Digit car insurance covers the losses incurred if your car, unfortunately, gets stolen.


Any damage that occurred to your car due to collision/accident is covered in the Digit insurance policy.


Damages or losses that occurred to your car due to an accidental fire are covered in the Digit car insurance policy.

Personal accident

The Digit car insurance policy covers all the expenses of the owner-driver, if any accident occurs and unfortunately leads to death or any disability occurs to the owner of the car while driving the car.

Natural and man-made Disaster 

Damages occurred to your car due to natural disasters such as flood, cyclones, tsunami, or riots vandalism are covered in the Digit car insurance policy.

The third-party loses

If your car causes damage to someone else’s property, vehicle or person, you stay protected against all the liabilities and financial obligations. As your Digit car insurance policy covers all the third-party losses.

Add On Covers with Digit Car Insurance Policy

Zero Depreciation Cover

With zero depreciation cover with the base insurance policy, the depreciation will not be factored in which means the policyholder will stand to receive the entire claim amount without any deductions against depreciation charged on your car and its parts. With Digit car Insurance, you will get the full value of repairs and replacements.

Return to invoice Cover 

With the return to invoice add-on cover, you will get back the total amount of your car’s invoice value, in case of theft or damages beyond repair. You will be entitled to receive even the cost of registering a new vehicle and its road tax.

Passenger Cover

If any unforeseen circumstances, if something happens to persons sitting in your car, the Digit car insurance policy covers all losses.

Tyre Protect Cover

Tyre protect add-on cover provides you cover for tyre damages like tyre burst or cuts during any situations.

Breakdown Assistance

If you take a breakdown assistance add-on, you will have the benefit of having breakdown assistance at any time.

Consumable Cover

With consumable cover, it covers all the consumable items such as nuts & bolts, screws, nuts, oil, etc.

Engine and gear oil protection cover

With Engine and gear oil protection cover, you get the coverage of any consequential damage that occurs to your engine and gearbox due to leakage of oil, water regression, etc.

What is Not Covered in Digit Car Insurance

Driving without a valid license

You should hold a valid license while driving the car to claim the insurance amount.

Drunk driving

If any damage occurred due to driving under the influence of alcohol, under a digit car insurance policy, you can ask for any claim rather drunk driving is a punishable offense.


Any damage occurred owing to your negligence such as driving in a flood, the policy will not cover such damages.

In the absence of requisite add-ons

Some damages are only covered in the add-ons, so if you haven't taken the requisite add-ons, the corresponding condition will not be covered in the policy.

Click to know More: Future Generali Car Insurance


Q. How many garages does Digit have?
Ans. Digit has 5800 plus garages across the country.