ICICI Credit Cards is one of the most preferred credit cards. ICICI Bank is offering a range of credit cards catering to varying individual needs and lifestyles. You can avail of several benefits like discounts on travel, fuel, dining, shopping, and entertainment expenses.
Advantages of ICICI Bank credit cards
ICICI Credit Cards comes with a lot of exciting offers on your shopping and dining
Get instant approval for personal loans through your ICICI credit card.
ICICI Credit Card comes with a protection plan and protects your card from any misuse and theft
Facility to pay your bills online through ICICI Credit Cards
With your ICICI Credit Cards, you can avail EMI facility offered by a bank.
Earn reward points with your every swipe to avail exciting offers
A credit card is an instrument to make instant credit-based transactions. It is not linked to your account and grants you liberty to do transactions on credit. A credit card enables you to do all sorts of transactions. It can be short-term funding or urgent cash requirements. Companies provide a specified interest-free period to repay the amount. Each credit card also involves a credit limit, and you can’t make transactions beyond that specified limit.
Usage of credit card
If used sensibly, credit cards are a valuable instrument to handle sudden emergencies and urgent expenses. You can make all sorts of transactions from your credit card within your card credit limit. If used wisely, the credit card is a tool to manage funds for your various requirements, like make high-value transactions at the beginning of the billing cycle and enjoy interest benefits.
However, it is most significant to pay your bills on time.
Eligibility to own credit cards
To be eligible for a credit card
Your age should be 18+
You should be a resident of India
Regular sources of income for primary credit-cardholder
Besides the aforesaid general criteria, some additional conditions may exist based on the type of credit card you want to select. Most of the banks are offering a variety of credit cards to meet the requirements of all sorts of customers. Banks are also offering customized credit cards to cater to individual needs.
Benefits of credit card
You can buy anything now and pay for it at a later date.
It convenient to pay with a credit card
Payment via credit card is widely accepted.
You can also enjoy the perks & rewards while transacting through credit cards.
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